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Wednesday, March 20, 2013

Social Security Questions

I received this through e-mail- a good synopsis, asking appropriate questions about Social Security, which I agree is a giant Ponzi scheme.

Who died before they could draw their Social Security? Or where did the money go?

THE ONLY THING WRONG WITH THE GOVERNMENT'S CALCULATION OF AVAILABLE SOCIAL SECURITY IS THEY FORGOT TO FIGURE IN THE PEOPLE WHO DIED BEFORE THEY EVER COLLECTED A SOCIAL SECURITY CHECK!!! WHERE DID THATMONEY GO?

Remember, not only did you and I contribute to Social Security but your employer did, too. It totaled 15% of your income before taxes.

If you averaged only $30K over your working life, that's close to $220,500.

Did you see where the Government paid in one single penny? We are talking about the money you and your employer put in a Government bank to insure you and I that we would have a retirement check from the money we put in, not the Government.

Now they are calling the money we put in an entitlement when we reach the age to take it back.

If you calculate the future invested value of $4,500 per year (yours and your employer's contribution) at a simple 5% interest (less than what the Government pays on the money that it borrows), after 49 years of working you'dhave $892,919.98.

If you took out only 3% per year, you'd receive $26,787.60 per year and it would last better than 30 years (until you're 95 if you retire at age 65) and that's with no interest paid on that final amount on deposit!

If you bought an annuity and it paid 4% per year, you'd have a lifetime income of $2,976.40 per month.

Another thing with me.... I have two deceased husbands who died in their 50's, (one was 51 and the other one was 59 before one percent of their social security could be drawn. I worked all my life and am drawing 100% on my own social security). Their S.S. money will never have one cent drawn from what they paid into S.S. all their lives.

THE FOLKS IN WASHINGTON HAVE PULLED OFF A BIGGER PONZI SCHEME THAN BERNIE MADOFF EVER DID.

Entitlement my foot, I paid cash for my social security insurance! Just because they borrowed the money for other government spending, doesn't make my benefits some kind of charity or handout!! Remember Congressional benefits? --- free healthcare, outrageous retirement packages, 67 paid holidays, three weeks paid vacation, unlimited paid sick days.

Now that's welfare, and they have the nerve to call my social security retirement payments entitlements?

We're "broke" and we can't help our own Seniors, Veterans, Orphans, or Homeless. Yet in the last few months we have provided aid to Haiti, Chile and Turkey. ...Pakistan......home of bin Laden, and now Egypt. Literally, BILLIONS of DOLLARS!!!

And they can't help our own citizens in New York and New Jersey!

They call Social Security and Medicare an entitlement even though most of us have been paying for it all our working lives, and now, when it's time for us to collect, the government is running out of money. Why did the government borrow from it in the first place? It was supposed to be in a locked box, not part of the general fund.

Tuesday, March 19, 2013

Democratic Stronghold of Detroit Under New Management

Half of Michigan Blacks Lose Local Power in Detroit Takeover, as emergency manager Kevyn Orr arrives in near-bankrupt Detroit, almost half of Michigan’s black population will live under the rule of state overseers with little say in the governments nearest them, says an article by Mark Niquette and Chris Christoff on Bloomberg.com which talks more about race and racism than fiscal mismanagement. And little does this article spend on Democratic mis-management from top to bottom being responsible,......oh that's right, it has nothing to do with entitlement focused tax and spend Democrats and everything to do with racism.

In cities run by governors’ appointees after decades of decline, Michiganders whose ancestors fled the segregated South for factory jobs and the right to vote weigh the abstract value of autonomy versus the palpable comfort of a stable community.

Joe Harris, 69, embodies the conflict. His family left Alabama in the 1930s after the Ku Klux Klan threatened an uncle for refusing to let a white man cut in a line. Eight decades later, the longtime government auditor unilaterally ran Benton Harbor, Michigan, where the state installed him after the majority-black city failed to free itself from fiscal distress.

“I understand their frustration with this concept of, ‘Well, you’re taking away our democratic rights,’” Harris said. “But what’s the alternative, especially in Detroit?”

Governor Rick Snyder, a white Republican, yesterday named Orr, an African-American bankruptcy lawyer from Washington, as Detroit’s emergency manager. The city is 82 percent black with a history of racial migration and strife.

The city was an industrial powerhouse with 1.8 million residents in the 1950s. It has withered to about 700,000 people in a sparsely populated 139 square miles (36,000 hectares) as the auto industry contracted and revenue plunged.

Dollars First

While a law taking effect March 28 allows for some input by local elected officials in cities the state has taken over, appointed managers have ultimate authority to operate and restructure them, selling assets and canceling union contracts. Some residents complain that leaves them with no vote in the government closest to them, the one that fills potholes, cleans streets and maintains parks -- or, in some cases, doesn’t.

While Snyder and supporters say fiscal struggles are the reason for Orr’s appointment to run the home of General Motors Co. (GM), some residents fear it is meant to strip the city of its assets and the people of their rights.

Orr will have wide authority, though he must seek alternative money-saving plans from the council and mayor before he sells assets or changes union contracts.

“To some folks in Detroit, it looks like white folks are trying to come in and steal back the city,” said state Representative Fred Durhal, 61, who’s running for mayor this year. “What I tell them is what’s going on has more to do with another color, and that’s green.”

Great Migration

The cities under emergency management, Detroit, Flint, Pontiac, Allen Park, Benton Harbor and Ecorse, account for 49.5 percent of the state’s black population, according to U.S. Census data. They contain only 2.1 percent of the white population.

About 6 million blacks moved from the South to Michigan and other northern states during the Great Migration, which began during World War I and ended in the 1970s, said Isabel Wilkerson, author of “The Warmth of Other Suns,” a book about the era. Detroit’s black population increased from 5,740 in 1910 to 120,000 by 1930, or about 9 percent of the population, and nearly 30 percent was black by the early 1960s, according to “The Detroit Almanac.”

Forbidden Games

They were fleeing a system known as Jim Crow, which controlled every aspect of black southerners’ lives, including matters as picayune as forbidding whites to play checkers with blacks in Birmingham, Alabama, Wilkerson said. Industries seeking cheap workers recruited the first migrants, and succeeding generations followed to work in the auto industry and other factories, she said.

“The parents, grandparents and great-grandparents of many African-Americans now in Detroit and the rest of the state left to find freedom to pursue their dreams,” Wilkerson said by e- mail from Atlanta. “It would not be surprising if the descendants of the Great Migration would be desirous of help but wary of and sensitive to efforts to control their destiny,” she said.

In Benton Harbor, home of Whirlpool Corp. (WHR), factories sent buses south after World War II to bring workers, said Robert Myers, curator of the Berrien County Historical Association.

From 2010 until Tony Saunders II took over Feb. 1, Harris ran the city of 10,000 where almost 90 percent of the residents are black, according to U.S. Census data. The city lost almost half its population since 1960, 48 percent of the citizens live in poverty, and the median household income is $17,815 compared with $48,669 statewide.

After three years of emergency management, Benton Harbor’s debate about race and the law hasn’t been settled.

Racist Miasma

Marcus Muhammad, a city commissioner since 2010, said the law establishing emergency managers has been “a dismal failure.”

“The evidence is overwhelming that this is a racist law, and that it cannot escape the racial overtones that are leaking out of it like alcohol leaks out of pores,” said Muhammad, 38.

Wilce Cooke, Benton Harbor’s former mayor, said his mother came to the city from Arkansas to join relatives who moved for foundry jobs. He calls the emergency-manager law “subtle Jim Crow.”

James Hightower, who succeeded him in 2011, said elected officials failed to make decisions needed for fiscal stability.

“Poor management is not black, it’s not white, it’s not red or yellow,” Hightower said in an interview. “It’s just poor management.”

The emergency manager’s appointment is “non-political and purely financial,” Jeff Noel, a spokesman for Whirlpool, said in a statement. “The process is painful, and invites debate, but the process also creates positive change.”

Surrendered Phones

Standing on her porch in Benton Harbor, Evelyn Wilburn, 41, said that while she doesn’t like losing voting power, she wants good services and doesn’t think city workers needed the mobile phones and gas cards they gave up.

“If it’s best for the city, that’s OK,” Wilburn said.

Michigan, like most states, has broad authority over local governments, even the power to abolish them, said John Mogk, a law professor at Wayne State University in Detroit who specializes in urban policy.

While that basic organizational power is different from the intricate legal codes of segregation, the emergency-manager measure links blacks with failure, said David Pilgrim, founding curator of the Jim Crow Museum of Racist Memorabilia and a sociology professor at Ferris State University in Big Rapids, Michigan.

Ruled and Rulers

“If I’m a young, African-American person growing up in Detroit or Benton Harbor or one of these mostly black areas, what is the message that sends?” Pilgrim said. “It certainly looks like the message is that people that look like you can’t govern.”

In downtown Detroit on March 7, Charles Williams II, a reverend, and about 50 supporters protested the emergency- manager law. He used a bullhorn to promise a struggle in the spirit of civil-rights leaders such as Medgar Evers, assassinated in Mississippi in 1963.

“I don’t see how it couldn’t be racially motivated,” Williams, 30, said of the law. “We will stop this because of folks who stood before us, like Medgar Evers, who fought for voting rights.”

Monday, March 18, 2013

News in the Second Amendment Fight

Colorado sheriff refuses to enforce gun-control bills

A Colorado sheriff says he won't enforce two aggressive gun-control measures waiting to be signed into law by Gov. John Hickenlooper.

Weld County Sheriff John Cooke told The Greeley Tribune that Democratic lawmakers are scrambling after recent mass shootings, and the bills are "feel-good, knee-jerk reactions that are unenforceable."

One bill expands background checks on firearm purchases, and the other limits ammunition magazines to 15 rounds. The 15-round magazine limit would make Colorado the first state outside the East Coast to ratchet back gun rights after last year's shootings in Aurora, Colo., and Newtown, Conn.

Colorado's gun-control debates have been closely watched because of the state's gun-loving frontier heritage and painful history of mass shootings, most recently last summer's movie theater shooting that killed 12.

The sheriff said he "won't bother enforcing" the laws because it would be impossible for officers to keep track of how the requirements are being met by gun owners — and he and other sheriffs are considering suing the state to block the measures if they are signed into law.

Cooke said the bill passed Friday requiring a $10 background check to legally transfer a gun wouldn't keep firearms out of the hands of those who use them for violence.

"Criminals are still going to get their guns," he said.

The sheriff's office did not immediately return calls left by The Associated Press.

The magazine-limit bill passed earlier in the week will technically ban all magazines because of a provision that outlaws any magazine that can be altered, he said, adding that all magazines can be altered to a higher capacity.

Expanded checks have been a top priority for Hickenlooper, who called for the proposal during his State of the State address in January.

Cooke oversees law enforcement in Colorado's third-largest county by area. His jurisdiction includes its largest city, Greeley, and large swaths of farmland and areas of oil and gas production.

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Kansas House OKs three gun laws

The Kansas House has approved three proposals to alter the state's gun regulations, including expanding the locations where concealed weapons could be carried.

Kansas State Capitol, State House, Captial Dome Topeka More NewsRead more Breaking NewsThe bills passed with broad support Thursday and head to the Senate for consideration.

One measure would let school districts and state colleges designate employees who could carry concealed firearms inside their buildings, even if such weapons were banned for others.

The bill also would expand the number of public buildings where people with a state permit could bring concealed weapons, including the Statehouse.

Another measure declares that the federal government cannot regulate firearms manufactured, sold and kept in Kansas.

The proposals are a reaction to discussions about new federal gun-control measures after December's school shooting in Newtown, Conn.